
📞 Phone Scams (Vishing)
Scammers spoof caller ID to pose as banks, agencies, or companies.
They create urgency, ask for codes, payments, or remote access.
🔗 Trusted Resources
FCC — Caller ID Spoofing — How spoofing works and what you can do.
🌐 https://www.fcc.gov/spoofingFTC — How to Recognize Imposter Scams — Government, business, and family emergency impostors.
🌐 https://consumer.ftc.gov/articles/how-avoid-scamSocial Security (SSA) — Scam Alerts — Official contact rules and reporting.
🌐 https://www.ssa.gov/scam/IRS — Tax Scams / Consumer Alerts — How IRS really contacts you (and how they don’t).
🌐 https://www.irs.gov/newsroom/tax-scams-consumer-alerts🧭 Recognizing & Responding Safely
Hang up. Call back using the number on your statement or official website.
Never relay verification codes. Banks and agencies won’t ask for one-time codes.
Ignore caller ID. Spoofed names/numbers are common; rely on independent verification.
Report robocalls/spoofing to the FCC and add your number to the Do Not Call Registry.
🧠 Sam’s Takes (Quick Reminders)
The more urgent the call, the more likely it’s a scam.
Codes and passwords are never spoken over the phone.
Ending the call is your superpower. You can always verify later.
Copyright © Sam McCollough
