• ⚠️ Phishing & Other Scams

    Recognize how common scams work — and what to do in the moment.

    “In 2023, Americans over 60 reported $3.4 billion in losses, with a 14% increase in complaints year-over-year.” (FBI IC3 Elder Fraud Report, 2023).

    "In 2024, people reported $470 million lost to scams that started with a text message—five times the 2020 level.” (FTC Data Spotlight, Apr 2025).

    This hub organizes the biggest scam types into simple guides so you can go straight to the one you need. Open a guide below to see specific red flags, examples, and what to do next.

    Seniors Quick Guides (PDFs)

    These two short guides show the most common senior-targeted scams and the red flags to watch for.

    These are the same guides linked on your Members Main Page — added here for convenience.

    (Opens in a new tab or window)

  • 💬 Email & Text Phishing (Smishing)

    Fake “account alerts,” password resets, delivery notices, or payment requests designed to make you click a link or enter credentials.

  • 📞 Phone Scams (Vishing)

    Live callers or robocalls spoofing banks, government agencies, or companies to pressure you into payments or divulging codes.

  • 📦 Delivery Notices & Missed Package Texts

    Texts or emails claiming you missed a delivery or must “update shipping” — links lead to credential theft or malware.

  • 🛡️ Impersonators: IRS, SSA, Banks, Tech Support

    Scammers copy official language and logos to demand payment, threaten arrest, or “verify” your identity.

  • 🖥️ Remote-Access & Tech Support Scams

    Pop-ups or calls claiming your computer is infected; they push you to install software so they can take control and drain accounts.

  • 💸 Payment-App Scams (Zelle, Venmo, Cash App)

    “Me-to-me” transfers, buyer/seller tricks, impostor support reps, and urgent requests that turn instant payments into instant losses.

  • 🔓 Account Takeovers

    Attackers capture your password or code to access email, bank, or social accounts — then lock you out and pivot to new targets.

  • 🛍️ Fake Shopping Sites & Marketplaces

    Professional-looking stores or buyer/seller lures on marketplaces; products never arrive, or you receive counterfeits.

  • ❤️ Romance & Relationship Scams

    Trust-building over weeks or months followed by urgent financial requests, crypto/gift cards, or “investment opportunities.”

  • 🏠 Deed Fraud & Title Theft

    Scammers file forged property-transfer documents to claim ownership of your home — then try to sell it, borrow against it, or extort money. Learn how to protect yourself with free, proven steps instead of paying for “title lock” services.

  • 📌 Sam’s Tips

    Don’t tap — type. If a message asks you to click a link, open a new tab and type the company’s website yourself, or use the official app.

    Call them directly. Use the number on your card, statement, or the company’s website — never the number that contacted you.

    Codes are private. Never share one-time passcodes or 2FA codes with anyone. Real companies won’t ask.

    Payments = final. If you’re being pushed to pay by Zelle, Venmo, gift cards, crypto, or wire, it’s almost certainly a scam.

    No remote access. Hang up if someone asks you to install software or give remote control to “fix” a problem.

    Missed-delivery texts. Don’t click tracking links in texts. Check status in the carrier’s official app or website.

    Slow is safe. Scammers push urgency; taking a moment breaks their advantage.

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